Take it home today.
Pay in 4.
Split your new vacuum, carpet cleaner, robot or mower into 4 interest-free payments over 6 weeks with Afterpay. Prefer longer? Ask us about Gem Visa, Finance Now and Q Card.
4 interest-free payments of $200.00
- TodayPay at the counter$200.00
- 2 weeks laterPaid automatically$200.00
- 4 weeks laterPaid automatically$200.00
- 6 weeks laterAll done$200.00
What would your 4 payments be?
Type a price or pick a popular one to see how Afterpay could split it.
Example only. Afterpay sets your actual payment schedule and spending limit when you buy. Late fees and eligibility criteria apply.
Three steps. One tap.
Afterpay works at our counter through your phone. Set it up before you visit, or our team can talk you through it.
Get the Afterpay app
Download the Afterpay app and sign up. You need to be 18 or over, live in New Zealand and have a debit or credit card to link.
Add the Afterpay Card
In the app, open the In-store tab and add the Afterpay Card to your phone's wallet.
Tap and take it home
Choose your machine with our experts and tap your phone to pay. Your first payment is taken at the counter.
Four ways to spread the cost
All four are available in our stores now. Bring photo ID and our team will help you apply or pay.
Afterpay · Pay in 44 interest-free payments over 6 weeks. Great for bags, parts and everyday buys right through to a new machine.
- No interest when you pay on time
- Tap to pay with your phone
- Spending limits apply
Gem Visa · formerly GEA Visa credit card with interest-free deals at participating retailers, ideal for bigger purchases.
- Interest-free deals on approved purchases
- Apply in store with our team
- Fees and lending criteria apply
Finance Now · Shopping financeFlexible shopping finance used by retailers across New Zealand, with terms from 6 to 60 months.
- Interest-free options may be available
- Fixed, easy-to-plan repayments
- Fees and lending criteria apply
Q Card · Interest-free cardInterest-free deals at participating retailers. If you're approved, we can process your purchase in store.
- Long-term interest-free deals
- Apply and buy in one visit
- Fees and lending criteria apply
| Option | Best for | How long | Where |
|---|---|---|---|
| Afterpay | Everyday buys and smaller machines | 6 weeks, 4 payments | In store |
| Gem Visa | Bigger purchases you want to spread out | Depends on the deal on offer | In store |
| Finance Now | Premium machines and bundles | 6 to 60 months | In store |
| Q Card | Bigger purchases, interest-free deals | Depends on the deal on offer | In store |
Pay your way, with expert help
Eight stores
See and try machines in person before you choose, with nationwide delivery available.
Specialist advice
Floor care is our specialty. We'll match the machine to your floors, pets and home.
Repairs and servicing
We look after your machine long after you've paid it off, with servicing and genuine parts.
Afterpay and finance FAQs
Can I use Afterpay at VacDirect?
Yes. Afterpay is available in our stores now. Set up the Afterpay Card in the Afterpay app, add it to Apple Pay, Google Pay or Samsung Pay, and tap your phone at the counter.
Can I use Afterpay on the website?
Not at the moment. Afterpay, Gem Visa, Finance Now and Q Card are currently available in store only. Visit your nearest VacDirect store and our team will help you.
How does Afterpay work?
You pay 25% at the counter and the rest in 3 more payments every 2 weeks, taken from your linked debit or credit card. There's no interest, and it's free when you pay on time.
Who can use Afterpay?
You need to be 18 or over, a New Zealand resident and have a valid debit or credit card. Afterpay checks your eligibility and sets your spending limit.
Are there any fees?
Afterpay doesn't charge interest. Late fees apply if a payment is missed. See afterpay.com for full terms. Gem Visa, Finance Now and Q Card have their own fees, interest rates and lending criteria. Our team can explain the current deals in store.
How do I apply for Gem Visa, Finance Now or Q Card?
Come into any VacDirect store with photo ID and our team will help you apply. If you're approved, we can complete your purchase in store.
Can I combine finance with a trade-in?
Ask our team in store. We'll check what's possible for the machine you're buying.
Ready to pay your way?
Visit your nearest VacDirect store. Afterpay, Gem Visa, Finance Now and Q Card available in store.
Afterpay: you must be 18 or older, a resident of New Zealand and meet additional eligibility criteria. Late fees apply. Spending limits apply. See afterpay.com for full terms. Gem Visa is provided by Latitude Financial Services Limited. Finance Now and Q Card finance is provided by their respective lenders. Fees, interest, terms, conditions and lending criteria apply. VacDirect is not a lender and doesn't give financial advice. Interest-free offers vary and may change. Ask in store for current deals. Payment options are currently available in store only.
